Flexible Payment Options for Your Project

Bring Your Project
Within Reach

Explore financing options for your A&F home improvement, landscaping, pool, or outdoor-living project through Hearth’s network of lending partners.

Hearth prequalification uses a soft credit inquiry that does not affect your credit score
Project Financing Made Simpler

Explore Monthly Payment Options

Review potential financing choices before deciding how to move forward with your project.

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Soft-Pull Prequalification

Checking prequalification options through Hearth does not affect your credit score.

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Multiple Lending Partners

Hearth connects homeowners with a network of lending partners and potential payment options.

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Built for Home Projects

Explore financing for eligible home improvement, landscaping, pool, and outdoor-living work.

Financing Through Hearth

See What May Work for You

Click the Hearth banner to securely visit A&F’s financing page in a new tab.

Hearth home improvement financing

Explore Your Financing Options

Click the Hearth banner or continue to the embedded form below to check potential payment options for your project.

Continue to the financing form ↓
How It Works

Three Straightforward Steps

1

Share Basic Details

Complete Hearth’s short prequalification form with information about yourself and the project.

2

Review Potential Options

If prequalified, compare available monthly payment and lender options presented by Hearth.

3

Choose Your Next Step

Select an option only if it fits your needs. Financing is separate from your A&F project agreement.

Check Your Options

Hearth Financing Form

Complete the secure Hearth form below to explore potential financing options.

If the form does not appear, open A&F’s Hearth financing page here.

Financing is provided by third-party lenders through Hearth and is subject to lender terms, eligibility, and approval. Hearth prequalification uses a soft credit inquiry that does not affect your credit score. If you proceed with a specific lender application, that lender may perform a hard credit inquiry. A&F Lawn Care LLC is not a lender and does not make credit decisions. Review Hearth’s terms and all lender disclosures before accepting financing.

Questions?

Financing FAQ

Will checking my options affect my credit score?

Hearth states that its prequalification process uses a soft credit inquiry that does not affect your score. A later application with a specific lender may involve a hard inquiry.

Does prequalification guarantee approval?

No. Prequalification, available offers, rates, amounts, and final approval depend on the lending partner’s requirements and your application.

Is financing provided by A&F?

No. A&F is not a lender. Financing options are presented through Hearth and its third-party lending partners.

What if the embedded form does not load?

Use any Hearth banner on this page or the link beneath the form to open A&F’s secure Hearth partner page in a new browser tab.

Ready to Explore Financing?

Check Your Potential Options

Use the embedded Hearth form to review potential financing choices.